YOUR
PRIVACY IS IMPORTANT TO US
You provide important information about yourself to a variety
of businesses and organizations. The same is true when you
do business with our financial institution. You’re asked
to provide us with certain personal information that helps
us give you better service and complete transactions more
effectively.
We work diligently to safeguard the information you give to
us. In fact, we developed the following policies to ensure
your confidentiality and maintain your confidence in our institution.
These policies detail the strict standards we have in place.
For this reason we ask that you please read the following
information carefully.
NOTICE
OF YOUR FINANCIAL
PRIVACY RIGHTS
We, our, and us, when used in this notice, refers to Treasury
Credit Union.
This is our privacy notice for our members. When we use the
words you and your we mean the following types of members:
- Our consumer members who have a continuing
relationship by purchasing or holding financial products or
services such as a:
- Share account
- Loan account
- Credit card account
- Self-directed Individual Retirement Account
- Mortgage brokerage services
We will tell you the sources of the
information we collect about you. We will tell you what measures
we take to secure that information.
We first define some terms:
Nonpublic personal information means information about you
that we collect in connection with providing a financial product
or service to you. Nonpublic personal information does not
include information that is available from public sources,
such as telephone directories or government records. Hereafter,
we will use the term information to mean nonpublic personal
information as defined in this section. An affiliate is a
company we own or control. A non affiliated third party is
a person we do not employ or a company that is not an affiliate
of ours. This is also known as nonaffiliated third party,
or simply, “other party.”
THE INFORMATION
WE COLLECT
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
- Information obtained online when you visit www.treasurycu.org
including any online application, transaction, or correspondence.
THE CONFIDENTIALITY,
SECURITY, AND
INTEGRITY OF YOUR INFORMATION
Employee Access: We restrict access to information about you
to those employees who need to know such information or as
necessary to conduct a transaction or respond to your inquiries.
We maintain physical, electronic, and procedural safeguards
that comply with federal regulations to protect this information.
Internet Security: Treasury Credit Union uses the latest technology
(VeriSign) to protect your account information from exposure
to unauthorized persons. We achieve this level of security
through password protected access to system, unsurpassed 128-bit
encryption, 3 invalid login attempt limit per day.
VeriSign- the recognized leader in internet security allows
you to see security features of our Online Access program
before you use it.
INFORMATION ABOUT
FORMER MEMBERS
We do not disclose information about former members unless
if required to enforce or administer an account or as permitted
by law.
AUTHORIZED SHARING
- JOINT MARKETING
We may disclose information to other financial institutions
and third party service providers with whom we have established
joint agreements with. We limit any information sharing to
the extent necessary to service your account. Parties who
receive information from us include: processors; data/payment/card,
collection and credit reporting agencies, financial/insurance
service providers (CUNA Mutual). We may share the following
information:
- Member information - name, address, account number
- Account information - types, balances, transaction history
- Transaction information - dates, amounts, location and type
of transaction
The Credit Union does not sell any member
information with non-affiliated third party marketers offering
their products and services. While we may offer financial
products and services of our third
parties, we control the member information used to make such
offers.
SHARING INFORMATION
AS LEGALLY
REQUIRED OR PERMITTED
We may share any non-public personal information of yours
in response to a lawful request issued by a court, government
agency, or regulatory authority or as permitted by law in
order to administer or enforce your account. We may also share
our experience information about you with credit bureaus.
Our reporting to credit bureaus is governed by the Fair Credit
Reporting Act, which affords you the right to make sure that
your credit bureau reports are accurate.
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