Treasury Credit Union
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New Cars (2009-2011)
as low as
Term
Rate
Amount
36 Months
2.94% APR
100% of Value1
48 Months
2.94% APR
100% of Value1
60 Months
2.94% APR
100% of Value1
72 Months
3.44% APR
100% of Value1 - Vehicles over $20,000
84 Months
3.94% APR
100% of Value1 - Vehicles over $20,000
Used Cars (2000-2008)
as low as
Term
Rate
Amount
36 Months
2.94% APR
90% of Value2
48 Months
2.94% APR
90% of Value2
60 Months
2.94% APR
90% of Value2
 
     
New RVs, Boats, Motorhomes
as low as
Term
Rate
Amount
60 Months
2.94% APR
100% of Value1
72 Months
3.44% APR
100% of Value1
84 Months
3.94% APR
100% of Value1
96 Months
 Inquire
100% of Value1
Used RVs, Boats, Motorhomes
as low as
Term
Rate
Amount
60 Months
2.94% APR
90% of Base2
72 Months
3.44% APR
90% of Base2
84 Months
3.94% APR
90% of Base2
New or Used Motorcycles/ATVs
as low as
Term
Rate
Amount
36 Months
2.94% APR
90% New, 80% Used2
48 Months
2.94% APR
90% New, 80% Used2
60 Months
2.94% APR
90% New, 80% Used2
Shares Secured
 
Term
Rate
Amount
Up to 60 Months
3.00% above share rate
100% of Pledged Shares
Term Shares Secured
 
Term
Rate
Amount
Concurrent With Term Share
2.00% Above Term Share Rate
100% of Pledged Shares
Overdraft Loan
 
Term
Rate
Amount
Open End
15.00%
Maximum $1,500, O.A.C.
Other Collateralized Loans
 
Term
Rate
Amount
36 Months
10.50%
90% of Value3
Line of Credit
 
Term
Rate
Amount
Open End
13.00%
Minimum Advance $50
Signature/Closed End
 
Term
Rate
Amount
Up to 24 Months
12.00%
Maximum $2,000
VISA Classic Card
 
Term
Rate
Amount
Open End
11.90%
Subject to Unsecured Loan Limits†
VISA Preferred Card
 
Term
Rate
Amount
Open End
8.90%
Subject to Unsecured Loan Limits†
1 100% Financing of NADA Lower of Cost or FMV
2 80% or 90% Financing of NADA Lower of Cost or FMV
3 Requires UCC-1 filed with the State
4 Loan to Value 90% Tax Assessment or 80% of an appraisal
5 Loan to Value 90% Tax Assessment or 80% of an Appraisal (Minus First Mortgage)
* Term can be extended by the Credit Comittee upon evaluation of collateral
** Rate Subject to Change Quarterly. <= 90% Loan to Value based on tax evaluation minus first mortg.
>90% of tax evualation with Board approval. Margin increases by .50%
† Total Combined signature loans (unsecured) cannot exceed $10,000, O.A.C., to any one member.
All Rates as of February 2010
 
 
 
About US

Treasury Credit Union...

Is open primarily to employees of the U.S. Treasury Department in the State of Utah and their families. We can also admit any resident of Salt Lake County who wishes to join our Credit union family.

We are a competitive financial organization committed to providing quality member service, financial growth and opportunities to our members.

If you are intereseted in becoming a member, please contact us.
 
 
Your Savings Insured Up To $250,000 By The NCUA
Equal Housing Lender
Proud Member Of The Credit Union CO-OP Network

Your Savings Federally Insured to at Least $250,000 and Backed by the
Full Faith and Credit of the United States Government.